PURCHASE A HOME WITH US

Houston Community Land Trust (CLT) is partnering with the City of Houston’s New Home Development Program (NHDP) to make high-quality, new construction homes available to qualified buyers for prices beginning at approximately $65,000 for a two-bedroom home. Total monthly payments for Houston CLT homes range from $785 to $1,000. Learn more about the program, read the step-by-step guide to buying a home with us and start your application below.

Take me to the application.
Show me the step-by-step homebuying guide.

Am I Eligible to Purchase a Home?

To qualify for our program, applicants must:

  • Have a gross annual household income of less than 80% AMI.

  • Be a US citizen or permanent resident

  • Attend an 8-hour HUD certified homebuyer education course and one of our HCLT orientation classes.
  • Be able to obtain a fixed-rate, 30-year mortgage from one of our approved lenders.

  • Be able to contribute at least $350 of personal funds at closing.

  • Maintain at least $1000 of personal funds in reserve after closing.

  • Be willing and able to submit all required documentation to verify eligibility.

Ready to Get Started?

Take the survey below to see if you may be eligible to participate in Houston’s New Home Development Program.

Do you own a home?

YesNo

If yes, was your home impacted by Harvey, is your home in a designated flood way, or is your home in substandard condition?

YesNo

Are you a permanent resident of USA or an American citizen?

YesNo

Do you live in the greater Houston area?

YesNo

What is your household's approximate gross annual income (income before taxes and deductions)?


YOU MAY BE ELIGIBLE!

Based on your answers, you may qualify to buy a Houston CLT home through the New Home Development Program. To find out more about your eligibility, click the link below to proceed to our intake survey.

Click Here to Go to the Next Step.

WE'RE SORRY.

Based on you answers, you are not eligible to purchase a Houston CLT home through the New Home Development Program for the reason(s) below. If you think you have received this result in error, please contact us at applications@houstonclt.org.

  • You cannot own another home at the time you purchase a Houston CLT home unless your current home was impacted by Harvey, sits in a designated floodway, or is in substandard condition.

  • Applicants must be either a US citizen or have resident alien status.
  • The Houston CLT homeownership program is intended for Houston area residents.
  • Your income appears to be too low to qualify for a mortgage.
  • Your gross household income appears to exceed 80% of area median income, which is the income limit for the Houston CLT homeownership program. However, if you have a household of six or more people, you may still fall within income limits. Please contact us at applications@houstonclt.org to find out more about your eligibility.
  • Currently Available Homes

    Please check back soon for additional home listings. Please note that sales prices listed on the MLS do not reflect the affordable sales price when purchased through the Houston CLT.

    6817 Covington Drive

    Single-Family / 3 Beds / 2 Full Baths
    1,335 Built Sq. Ft. / 8,004 Lot Sq. Ft.

    CLT Price: $75,115

    View MLS Listing

    6910 McWilliams Drive

    Single-Family / 3 Beds / 2 Full Baths
    1,399 Built Sq. Ft. / 6,750 Lot Sq. Ft.

    CLT Price: $75,115

    View MLS Listing

    6717 Bethune Drive

    Single-Family / 3 Beds / 2 Full Baths
    1,399 Built Sq. Ft. / 5,000 Lot Sq. Ft.

    CLT Price: $75,115

    View MLS Listing

    6809 Greenhurst Street

    Single-Family / 3 Beds / 2 Full Baths
    1,404 Built Sq. Ft. / 4,750 Lot Sq. Ft.

    CLT Price: $75,115

    View MLS Listing

    6707 Ezzard Charles Lane

    Single-Family / 3 Beds / 2 Full Baths
    1,335 Built Sq. Ft. / 5,000 Lot Sq. Ft.

    CLT Price: $74,615

    View MLS Listing

    6826 Bethune Drive

    Single-Family / 3 Beds / 2 Full Baths
    1,450 Built Sq. Ft. / 5,000 Lot Sq. Ft.

    CLT Price: $75,615

    View MLS Listing